My grandmother used to say, “You never know how good things are ‘til they are gone.” When it comes to your appliances and home systems working properly, this is so true. We all rely upon our water running, our dishwasher washing and our heat warming.

And while we all take our essential home infrastructure for granted, a homeowner can be unsure how to proceed when things go wrong. Fortunately, you can be prepared with a home repair plan that includes provisions for covered repairs of your water line or clogged sewer line.

Water and sewer coverage 101

Before you decide on a home repair plan or home warranty, it’s always important to know exactly what a given plan will offer you in terms of repair coverage for different systems and appliances.

According to Consumer Reports.org, it is fairly common for a home repair or home warranty plan that addresses household infrastructure to include provisions for repairs to the internal plumbing, as it’s one of any home’s critical systems along with the electrical wiring and water heater. But coverage for indoor plumbing does not always mean that the water and sewer lines – which run underground from the outskirts of your house’s foundation to the municipal pipes underneath all of the nearby streets – are necessarily covered.

Along similar lines, if you have a septic tank to handle your home’s wastewater instead of being connected to your city’s sewer-line network, be sure to check if the tank and the pipes that connect it to your internal plumbing are covered. Some plans that might cover exterior water and sewer lines won’t be adaptable to homes that use septic systems.

Learn More About Home Repair Plans Near You

Additionally, keep in mind that homeowner’s insurance will often only be of help if your plumbing, water or sewer lines suffered sudden and catastrophic damage, according to Policygenius.

Line-specific plans from SLWA

By turning to Service Line Warranties of America, you can find yourself a number of different home repair plan options to protect your water and sewer lines. First off, there are plans that cover individual aspects of the exterior plumbing:

• Sewer/septic line coverage: With this plan, the essential steps for finding and repairing a problematic sewer or septic line are covered – replacement or repair of pipes, seals and joints, unblocking, fusing, welding, pipe-cutting, valve-fitting and restoration of any exterior home areas disturbed by the repair process.
• Water line coverage: Everything described above, but for the water line instead.

Being prepared for plumbing, water line, sewer line and other household breakdowns is always a smart choice. Learn more on how  a plan from Service Lines Warranties of America can help you with the costs of covered repairs.

by Meghan Stiltner

You don’t realize how frequently you use your garbage disposal until it stops working. And when it happens, all you want to know is the quickest, least-costly way to get back to grinding.

This May Also Interest You: How to Install a Garbage Disposal on Your Own

If your garbage disposal isn’t working, it’s important to get it fixed to prevent a clogged sink — or maybe you don’t have a garbage disposal and are looking to have one installed. Read on to learn about the cost to do the work yourself versus calling in a pro.

How much does a garbage disposal cost?

There are many options that you can choose from at varying price ranges. You’ll have to first determine what your budget is and choose the best option within that sum. Garbage disposals can cost as little as $50 and range all the way up to $250 or more depending on the size and brand you choose.

On average, the cost of installation will run from around $120 up to $600. Where you live plays a role in how much service-call charges are.

How long do garbage disposals last?

Your garbage disposal’s useful lifespan will depend on how often you use it. If it’s something you use just here and there, you’ll likely get the maximum life out of it, which on average is 10 years out — though there still may be some repairs needed from time to time. As with any home appliance, proper maintenance and use according to manufacturer instructions are important.

How much does a garbage disposal replacement cost?

When your garbage disposal is in need of replacement, you’ll want to call around to the local plumbing companies to get quotes so you can choose the best offer. After all, does the need for home repairs ever arrive when we’re financially prepared for it? The good news is that you shouldn’t need to have this done very often as long so you don’t put things down the drain that don’t belong there.

How much does garbage disposal repair cost?

On average, most repairs will cost you around $250, including labor. Plumbers generally charge around $80 an hour.

In deciding whether to repair it or replace it, be sure to consider the cost of the disposal itself: It may make more sense to simply replace it. That likely comes with additional costs, so be prepared.

Are garbage disposals worth the money?

Everyone has to make up their own mind on what is valuable to them — but if you use your kitchen a lot for cooking, odds are you’ll be happy you have this particular appliance. It can cut down on the amount of smelly food waste you forget about in the garbage until it’s already stunk up the place. That said, you have to maintain your disposal, or it’ll get odorific as well.

Can I replace or repair my own garbage disposal?

Households often opt to have an expert do this particular dirty work for them, but the answer is yes: If you’re confident in your ability to do it yourself, you can. You’ll almost certainly save money versus making a service call.

For most such repairs, you can expect to pay around $75; a replacement will cost more. Although, if you do it yourself, you’ll save a substantial chunk of change on labor.

Tools needed to repair a garbage disposal

You’ll need the right tools and supplies to work on your garbage disposal. Many of the items you may already have around your home but, if not, any local hardware store should have them.

Here’s a checklist of things you may need:

• A bucket
• Safety glasses
• Plumber’s putty
• A putty knife
• A new garbage disposal
• A screwdriver
• Screws
• A hammer

Since we’re all home now more than ever, being prepared for unexpected home repairs with a plan from Service Line Warranties of America is important. Having a plan in place gives you the peace of mind knowing that you can simply call our 24/7 repair hotline for covered breakdowns. See how plans from Service Lines Warranties of America can help with the costs of home repairs.